Detective Regan Reilly and cleaning-woman-turned-private-eye Alvirah Meegan, investigate the kidnapping of Regan's father and a young female driver just before the holidays. The race is on to rescue the pair and get them home in time for Christmas.
Miser Ebenezer Scrooge is awakened on Christmas Eve by spirits who reveal to him his own miserable existence, what opportunities he wasted in his youth, his current cruelties, and the dire fate that awaits him if he does not change his ways. Scrooge is faced with his own story of growing bitterness and meanness, and must decide what his own future will hold: death or redemption.