The lives of two strangers - a struggling mother and a gambling addict - meet in tragedy. Years pass, and they must come to terms with themselves, and one another.
Dan Mahowny was a rising star at the Canadian Imperial Bank of Commerce. At twenty-four he was assistant manager of a major branch in the heart of Toronto's financial district. To his colleagues he was a workaholic. To his customers, he was astute, decisive and helpful. To his friends, he was a quiet, but humorous man who enjoyed watching sports on television. To his girlfriend, he was shy but engaging. None of them knew the other side of Dan Mahowny--the side that executed the largest single-handed bank fraud in Canadian history, grossing over $10 million in eighteen months to feed his gambling obsession.
On a trip to the beach, a teenage girl named Tobe meets a charismatic stranger named Harlan, who dresses like a cowboy and claims to be a former ranch hand. The pair feel an instant attraction and begin a relationship, but her father, a lawman, is suspicious of her lover.
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